# Current Capabilities

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### **Wallet Management**

**Lumexo supports wallet creation, import, and connection flows for Stellar accounts**. Users may generate new wallets or connect existing accounts through **locally managed keys or compatible external wallets**.

**Wallet state, balances, and account metadata are surfaced directly from on-chain data**.

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### **Asset Management**

Users can view and manage **all assets associated with their accounts**, including **native and issued Stellar assets**. **Portfolio views include balances, asset metadata, and historical activity** derived from on-chain state.

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### **Send and Receive**

**Lumexo enables direct peer-to-peer transfers across the Stellar network**. Users can send and receive assets using **standard account addresses and optional memo fields**.

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### **Native Decentralized Exchange**

**Lumexo provides direct access to Stellar’s native decentralized exchange mechanisms**. Users can interact with **order books and automated market makers** through **unified trading flows**.

Supported operations include:

* Asset swaps via path payments
* Order-based trading
* Market discovery across available liquidity

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### **Liquidity Provision**

Users may participate in Stellar’s automated market maker pools by **adding or removing liquidity**. Liquidity providers earn a **proportional share of trading fees** generated by on-chain swaps within each pool.

**Pool positions, accrued fees, and related activity** are reflected in the user interface based on **on-chain data**.

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### **Lending Integration**

**Lumexo integrates lending and borrowing functionality by interfacing directly with the Blend protocol**. All lending logic, interest rate models, collateral management, and liquidation mechanisms are **implemented and enforced by Blend’s on-chain smart contracts**.

**Lumexo acts as a non-custodial access layer**, allowing users to interact with **Blend’s lending and borrowing markets through a unified interface** while **retaining full control over their accounts and signing authority**.

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### **Fiat On-Ramp Access**

**Lumexo provides access to fiat on-ramp services through third-party providers**, currently including **Transak**. Additional providers such as **MoonPay** and **Mercuryo** may be supported in future phases.

**All fiat processing, compliance, and custody are handled externally by regulated providers**. **Lumexo does not custody fiat funds or user identification data**.

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### **Portfolio History and Analytics**

**Transaction history, trade activity, and liquidity participation are aggregated into a unified view**. Users can review **historical operations and asset movements** based on **indexed on-chain data**.

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### **Multi-Access Support**

**Lumexo supports interaction through multiple access surfaces** while maintaining a **consistent execution model**. Client implementations act as **access points to the same underlying system logic and custody guarantees**.

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#### **Scope of Capabilities**

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This section reflects **current system functionality**. **Additional integrations and extensions may be introduced** without altering **Lumexo’s non-custodial execution model or custody boundaries**.