Conclusion

Lumexo is a non-custodial financial system designed to provide unified access to Stellar financial infrastructure while preserving user control, transparency, and security. The system architecture emphasizes clear custody boundaries, user-authorized execution, and direct interaction with on-chain protocols.

This document describes the conceptual foundations, architectural structure, and custody model of Lumexo. It is intended to provide a high-level understanding of how the system is designed and how its components interact.

Detailed implementation specifics, transaction flows, cryptographic mechanisms, and integration details are maintained separately in the technical documentation and may evolve independently of this document.

This whitepaper does not constitute financial advice, investment guidance, or a commitment to deliver specific future features. System capabilities and integrations may change as the protocol ecosystem evolves.